Signup for the Affordable Care Act started Tuesday.
New online exchanges will allow you to buy policies in all 50 states plus Washington DC., even if you have pre-existing medical conditions.
Health insurance experts say anyone who is uninsured or underinsured should begin looking into plans so they can get affordable healthcare coverage. There is a gold, silver and bronze plan to choose from and insurance experts say some individuals and families can qualify for subsidies that will actually help pay for coverage.
Selecting a plan can be overwhelming which is why experts suggest you do not go through the tedious process of signing up on your own.
"It doesn't cost you anything extra to seek out the advice of a health insurance agent to help you navigate and go through the application process, qualify for a subsidy and answer your questions," says Kelly Fristoe of Financial Partners.
The federal government also has grant money which it is using to train agents who can help answer questions starting Tuesday.